Insurance is money you pay to a company in case of an emergency. It protects you from emergencies where you need to pay a very large amount of money. -----------------------------------------------------------------------------------------------------George Beauchamp has insurance with Alberta Blue Cross but only for himself. He has to complete a form to add his spouse and his children. The form requires that he adds their first and last name of his dependents, the date of birth, middle initial and gender. George named his daughter Jessica Angel Beauchamp and she was born on June 10th, 2005. So, on the form, he would write A. for the middle initial, female for the gender and 2005/06/10 for the date of birth.