Application From - Study Now Pay Later (SNPL)
Education is an investment in yourself - pay it off at your own pace.

Your semester fee shouldn’t have to disturb the family budget. Break it down into easy monthly instalments with Oraan Study Now, Pay Later (SNPL).

Oraan SNPL is a fee payment support service that allows you to pay your semester fee with a plan that best fits your needs. Instead of paying your entire fee in one go, you can pay in 3, 6 or 10 monthly instalments with your first instalment due 15 days after Oraan clears yours dues with your university.

All you have to do is submit the application below and wait for the Oraan Team to reach out to you on WhatsApp for the required documents.

Our process takes 7 working days. We recommend that you submit your application and documents no later than 1 week before your fee due date. The earlier you submit, the earlier we can get your fees paid and avoid any last minute stress!

Have questions?
You can reach our team at +92 301 8231837 and studentsupport@oraan.com
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Full Name *
University Email *
Phone Number *
Student Id (ERP) *
What degree are you enrolled in
 *
When is/was your last semester? (For e.g. Spring 2023)
 *
When was your first semester? (For e.g. Fall 2020)
 *
Total Amount Needed
 *
Outstanding Fees Amount
 *
Fee Due Date
 *
MM
/
DD
/
YYYY
Select your repayment duration
 *
Disclaimer
As per the agreement between Oraan & university, there is a service charge of 1.25% per transaction per month associated with this product. This service fee is not interest but rather a service charge.

For example, if your outstanding dues are PKR 150,000 and you opt for a 6 month plan, the amount you will have to pay as service charges per month would be PKR PKR 1,875/- & your total monthly instalment would be PKR 26,875/- per month.

Oraan is a SECP registered and Shariah Compliant company, and this product (SNPL) is also Shariah Compliant through Safwah Advisory which is our Shariah Advisory Partner.
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