Homebuyer must be a first time homebuyer, as defined by the Montana Board of Housing (MBOH), which states that an applicant cannot have owned a home within the past three years. Exceptions to this definition may occur when: An applicant who has previously owned a home but has been displaced due to death of a spouse, divorce, or legal separation. The applicant owns a dwelling unit which is not in compliance with state or local building codes and cannot be brought into compliance with such codes for less than the cost of constructing or purchasing a complying structure. The applicant owns a mobile/manufactured/modular home that is not affixed to a permanent foundation in accordance with applicable regulations. The home is occupied by a disabled adult or child and the unit cannot be readily adapted to meet their specific needs for less than the cost of constructing or purchasing a suitable structure. Disabled as defined by MBOH is “A permanent disability or disabling condition which limits an individual’s ability to walk, reach, bend, climb stairs, or otherwise perform essential physical functions of daily living. The disability or disabling condition requires that the individual’s home incorporate accessible features such as ground floor construction, wheelchair lifts, wheelchair ramps, open floor plans, widened doorways, grab bars, roll-in showers, lowered cabinets and countertops, oversized rooms, sidewalks, accessible controls and features, other individualized architectural adaptations and non-toxic environments, which are accessible to people with environmental illness or multiple chemical sensitivity.”
