Health problems - e.g. chronic health problems, severe illnesses or psychiatric conditions
Educational difficulties - e.g. learning difficulties, early school-leaver, poor school performance
Cultural differences - e.g. belonging to a national or ethnic minority, immigrant, refugee or with immigrant or refugee family background
Economic obstacles - e.g. low standard of living, low income, dependence on social welfare, long-term unemployment, debt or financial problems
Social obstacles - e.g. facing discrimination because of gender, ethnicity, religion, sexual orientation, etc.
Geographical obstacles - e.g. people from remote or rural areas, living on small islands or in peripheral regions, from urban problematic zones, from less serviced areas (limited public transport, poor facilities)
Disability / special needs – e.g. mental (intellectual, cognitive, learning), physical, sensory or other disabilities