Securities & Investments

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A professional who is licensed to buy and sell stocks is a

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stockbroker

realtor

banker

insurance agent

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Less than 100 shares of stock is a(n)

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partial lot

round lot

full lot

odd lot

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_____ is a small company financial index.

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S & P 500

Dow Jones Industrials

Russell 2000

NYSE

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A life insurance policy that remains in effect for a specified period of time is

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umbrella insurance

whole life insurance

universal life insurance

term life insurance

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A retirement plan for non-profit corporations in which the employee chooses a percentage of their salary to set aside and the company may put in a matching amount is the

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403 (d)

401 (k)

403 (b)

401 (c)

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The tax form that lists your interest earnings for the year is the

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W-4

1099-DIV

1099-INT

W-2

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Loans for homes and land are called

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unsecured loans

simple interest loans

short-term loans

mortgages

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Dying without a will is called

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intestate

probate

interstate

government estate

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A method of spreading individual risk among a large group of people to make losses more affordable for all is referred to as

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insurance

return

estate

credit

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Persons who receive property from someone who has died are

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witnesses

family members

trustees

heirs

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An increase in the value of an asset is called

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asset expansion

positive net worth

capital gain

asset appreciation

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The measurement of the value of stocks, usually divided into eighths.

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profit

dividend

par

point

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Stocks that have a consistent history of paying high dividends are

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speculative stocks

common stocks

income stocks

growth stocks

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An order to buy or sell a stock only if the price is within limits that you specify is a

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day trader

non-limitation order

limit order

auto transaction

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An addition or supplement that explains, modifies, or revokes a will or part of one is the

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trust

executive

codicil

proclamation

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Brokerage commissions that typically apply to the small transactions usually made by individual investors are based on

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marginal performance

negotiated commissions

fixed-commission schedules

percentage of earnings

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The chance that an investment’s value will decrease is referred to as

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load

will

trust

risk

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The savings accumulated in a permanent life insurance policy that you would receive if you canceled your policy is

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gross value

cash value

adjusted value

par value

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Income taxes are due on

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January 31

January 15

March 1

April 15

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Interest on _________ can be deducted on income taxes

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car loans

revolving credit cards

department store credit card charges

mortgages

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________ security certificates are issued in the brokerage firm’s name but held in trust for its client, who actually owns them.

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Street name

Day trader

Market order

Insured

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Stock dividends stated as a percentage of the current stock price are referred to as

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debenture

market order

percent yield

market value

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_____ stocks receive dividends first before other forms of stock.

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Participating

Blue chip

Common

Preferred

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Shares in a company whose earnings are expected to grow at an above-average rate relative to the market represent a

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high risk company

defensive company

growth company

conservative company

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The _________ measures inflation/deflation for basic consumer goods and services.

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collateralized mortgage operation

Gross Domestic Product

Consumer Product Index

inflation index

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A mutual fund that tries to match the performance of a particular securities index by investing in the companies included in that index is a(n)

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balance fund

index fund

global fund

growth fund

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This investment product offers diversity and professional management

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stocks

corporate stock

mutual fund

bonds

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______ can be exchanged for a certain number of shares of the issuer’s common stock.

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Secured bonds

Debenture bonds

Savings bonds

Convertible bonds

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_____ bonds are backed by collateral

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Secured

Corporate

Speculative

Unsecured

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The illegal and unethical practice engaged by a broker to increase commissions by causing excessive trading of clients’ accounts is called

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prospecting

yielding

turn over

churning

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