The Friendly Folk lottery is a private prize draw and is only open to members of HEY Credit Union.

1. The Lottery is drawn by the 3rd Wednesday of every month.

2. Members may attend the draw by prior arrangement with the Lottery Committee.

3. Tickets cost £1 each and members may have a maximum of ten tickets.

4. Prizes are decided by the Lottery Committee. The total prize money will be at least half the total income from tickets. The balance, after costs have been deducted, will be donated to HEY Credit Union to be used for the benefit of the members.

5. The prize winners will be notified in writing and the winning names displayed in the CU office and HEYCU website. Members agree to take part in any publicity.

6. Entry can only be allowed if sufficient funds for each draw are in the Membership account of the Member to cover the full cost of their tickets.

7. A member of the Lottery Committee is present at every draw.

8. Prize money is paid into a Member’s Membership or instant access savings account.

9. The Member’s Membership Account must be in credit to be eligible to buy tickets.

10. Any member whose Loan Account is in arrears will be automatically suspended from taking part in the Lottery.

11. Once an application has been received the member will be included in all Lottery draws (provided these rules are satisfied) until the member cancels their lottery application in writing.

12. The Lottery Committee administers all Lottery income on behalf of the members and accounts for it separately from any Credit Union funds.

13. The Lottery Committee is chosen by and from the members of HEY Credit Union.

14. Any queries or complaints about the Lottery should be addressed to The Lottery Committee, HEYCU Friendly Folk, c/o 38 Brook Street, Hull, HU2 8LA.

15. The Lottery Committee’s decision on all matters shall be considered final.