The 2-Minute Money Mindset

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If you can't cover a month of lost income in an emergency, you're financially fragile. This pandemic has shown how financially fragile most people are. For the most part, the majority of those that lost their jobs could not even cover a $500 emergency let alone a full month. They had to rely on government relief to get by.

A poor money mindset simply means you're broke! How broke are you? Take this test honestly to find out:

If you score over 20 points, you're unfortunately living with a poverty mindset, no matter what you're making.

If you score over 10 points, you're trapped in the middle-class mindset.

Anything over 5 points should be concerning.

Ideally, you should score zero points.

Note: This test is anonymous, no email, name, or personal data is collected to identify respondents.

You look forward to a refund from the CRA *

1 point

True

False

You don’t write off your car, meals, and computer from your taxes *

1 point

True

False

Your vacations are planned on Groupon *

1 point

True

False

You live paycheck to paycheck *

1 point

True

False

You clip coupons *

1 point

True

False

You can only fly coach *

1 point

True

False

You grab on sale items even if you don’t need them *

1 point

True

False

You only partially fill your gas tank *

1 point

True

False

You visit garage/yard sales *

1 point

True

False

You can only afford to ride the city bus *

1 point

True

False

You mow your own lawn *

1 point

True

False

You believe the government can fix your problems *

1 point

True

False

You change your own oil *

1 point

True

False

You think rich people are evil *

1 point

True

False

You think money is evil *

1 point

True

False

You only buy healthy food occasionally due to cost *

1 point

True

False

You never invest in yourself *

1 point

True

False

You don’t even know how much is in your bank account *

1 point

True

False

You go to pawn shops *

1 point

True

False

You make your own coffee rather than “splurging” at Starbucks *

1 point

True

False

You earn less than $100K a year *

1 point

True

False

You eat fast food *

1 point

True

False

You carry loose change around *

1 point

True

False

You argue over money with your spouse *

1 point

True

False

You feel like giving $20 to charity is making a difference *

1 point

True

False

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