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What Would You Do?
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Let's say that not long after you start your new job, you get a credit card offer. You apply for credit and they approve you for a limit of $5000. What do you do?
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Quickly spend $2000 on something you've had your eye on—maybe tickets to an event for you and your friends, an entertainment system, a new wardrobe ... why not?
Stick the card in a safe spot and plan to use it only for emergencies.
Get in the habit of using the card for groceries and then paying off the full bill each month.
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