Promotion Exams: Practice Test 02
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GVSBANKCADEMY (www.gvsbankcademy.com)
{Note: THIS MOCK TEST IS FOR YOUR PRACTICE PURPOSE. DONT SIMPLY SUBMIT WITHOUT ATTEMPTING MOCK TEST JUST FOR ANSWERS. LEARN CONCEPT & PRACTICE}

1.  As per Master Direction – Reserve Bank of India (Regulatory Framework for Microfinance Loans) Directions, 2022, Which of the following statement is correct:

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2. What bank should do to avoid asset-liability maturity mismatch that may arise out extending long tenor to infrastructure projects.

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3. Which of the following statement is incorrect about priority sector targets / amounts: 

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4. Who recommends to RBI for caution listing of exporters: 

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5. Loans and Advances – Statutory and Other Restrictions. Which of the following statement is correct? 

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6. As per Basel - RBI guidelines on banks regulatory capital, which of the following statement is /are correct 

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7.  Assessment of LC limit:  ABC Company wants to purchase/import raw material on credit basis for the year2022-23 Rs. 600 lakh. Lead time required - 1 month and usance period allowed by exporter - 2 months. Calculate LC limit?

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8. Prompt Corrective Action (PCA) Framework for Scheduled Commercial Banks (RBI notification dated 2.11.2021) the key areas for monitoring in the revised framework under PCA. which of the following statement is correct: 

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9. Identify the correct risk wights of the following items in the given order.  RWAs for capital market exposure, commercial real estate, Retail loans and staff secured loans 

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10. Fixed cost Rs 300000, selling price Rs. 50, variable cost Rs. 20, what is BEP in units?

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11. CURRENT RATIO: 2:1, CURRENT ASSETS RS 240, QUICK RATIO 1:1, WHAT IS THE AMOUNT OF QUICK ASSETS:

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12. Which of the following is relevant for valuation of investments: 

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13. which of the following items are not part of Tier I capital: 

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14. Banks shall make ——- % provision in respect of all unreconciled debit entries in the Nostro accounts, which are outstanding for more than two years:

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15.Minimum Leverage Ratio for Domestic systemically important banks (DSIBs):

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16. As per RBI guidelines, conditions for treating the NBFC as Housing finance company: (BOB scale IV to V) 

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17. Minimum Retention Requirement (MRR)- Securitisation of standard assets-: For underlying loans with original maturity of 24 months or less, the MRR shall be —-% of the book value of the loans being securitized (UBI IV TO V)

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18. What is RAROC formula denominator:

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19. RBI has been decided that AD Category I banks, with effect from 1.10.22, shall obtain the LEI number from the resident entities (non-individuals) undertaking capital or current account transactions of ₹——-crore and above under FEMA, 1999 

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20. RIDF activities includes: 

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21. Discounted cash flow techniques are used   for the project appraisal are: 

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22. which of the following statement is correct about face value of the instrument:

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23) Letter of credit which guards against the risk of failure of issuing bank is:

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24) As per UCPDC600, Article 30, the words “about or approximately” used in connection with the amount of credit, the quantity or the unit price stated in the credit are to be construed as allowing a tolerance ----- % more or less:

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25) Tandon committee - MPBF calculations, which of the following state is correct:

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26. Regarding “Write-off” of unrealized Export bills”, which of the following statement is correct:

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27. An exporter shall be granted status holder category as per the below: (IV to V: IOB, PNB)

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29) Which of the following statement is incorrect:

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30) Which of the following statement is incorrect:

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31)  Which of the following statement is incorrect:

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32) How do we calculate working capital under cash budget method:

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33)  Project is acceptable if IRR?

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34) Long term sources Rs. 1200, current assets Rs. 600, Total liabilities Rs. 1500. What is current ratio:

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35) Profit after tax Rs. 100, Tax Rs. 50, depreciation Rs. 20, interest on term loan Rs 50, term loan instalment Rs. 75. DSCR?

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36) Doubtful 2 account. Ledger outstanding Rs. 120 lakh, Value of security Rs. 96 lakh.  What is the provision amount?

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37) Which of the following statement is not correct:

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38) Which of the following statement is not correct about Negotiable instrument Act- sections:

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39) Which of the following statement is not correct about SARFAESI Act 2002 – sections

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40. Which of the following statement is not correct?  (BOB IV to V)

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41.Which of the following statement is not correct?  (BOB IV to V)

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42. Which of the following statement is not correct?  (BOB IV to V)

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43. Which of the following statement is not correct?  

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44. Which of the following statement is not correct?

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45. Which of the following statement is not correct about priority sector advances:

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