A FINANCE CHARGE WILL BE ADDED TO YOUR ACCOUNT FOR ANY UNPAID CHARGES AFTER 30 DAYS. THE FINANCE CHARGE WILL BE COMPUTED AT A PERIOD RATE OF 1.50% PER MONTH WHICH IS THE ANNUAL PERCENTAGE RATE OF 18%. THE MINIMUM CHARGE WILL BE $2.00. ANY ADDITIONAL CHARGES DUE TO COLLECTION OF THIS ACCOUNT SUCH AS COURT COST, ATTOORNEY FEES, ETC., WILL BE BILLED TO YOU. BY SIGNING YOU ASSUME ALL RESPONSIBILITY OF ALL CHARGES ON THIS ACCOUNT.