You soon realise that you need to visit as soon as possible a local bank to open an account there. While you are walking down the street, you see a poster advertising an upcoming seminar. The only information on the poster was the following quote from the former president of the USA, Bill Clinton along with the location and time of the event. “Literacy is not a luxury, it is a right and a responsibility. If our world is to meet the challenges of the twenty-first century we must harness the energy and creativity of all our citizens.” (Bill Clinton, 1994). Your partner would like to attend the seminar and you decide to accompany them.