CASE STUDY 1:
CRAR calculation
HYDERABAD BANK LIMITED DETAILS AS ON 31.3.2022:
1) Common Equity Tier 1 (CET1) capital of the bank as on 31.03.22:
2) Additional Tier 1 (AT1) capital of the bank as on 31.03.2022:
3) Eligible Ter 2 capital of the bank as on 31.03.2022:
4) Total eligible capital (CET1 + AT1+ T2) of the bank as on 31.03.2022:
5) CRAR – Capital to Risk weighted assets ratio of the bank as on 31.3.2022:
CASE STUDY 2:
Hyderabad bank has the following Assets, Liabilities (other than capital, reserves) it its balance sheet:There is a change in interest rates as under:
Savings deposits increase from 3.5% to 4%
Term deposits from 7.5% to 8.5%
Call money: from 5 % to 6%
Cash credit: 12% to 13%
4. On the basis of change in interest rate, calculate the amount of profit or loss:
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