Personal Finance - Spending Survey 2023
Anonymised way for you to get feedback on your spending habits  

Hi, this survey is completely anonymous. Please share your personal spending details here and I'll try to give some constructive feedback on it on my Twitter account @BoredAtGym. Once enough data is collected I'd also like to do some aggregate analysis to show everyone what a typical real world spending profile looks like for different age brackets.

You don't need to enter the exact figures for each category, just use the best estimate that comes to mind.

(Even if you are signed into your google account, rest assured your email or any other personal details are NOT shared with me)

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What is your age? *
Do you have solo finances or do you combine them with a partner? *
If you said solo finances, then I will assume all savings, bills etc apply to you only, if you said you combine your finances with a partner then please include the total amount of savings, debt, cost of all bills like housing, childcare etc as I'll consider it as part of the total household finances
Based on your response above, answer all the following questions as either Solo numbers (just your finances) or Total household numbers if you chose 'Combined finances with a partner'
What currency are you using for these answers below? *
What country are you based in? *
What is your primary occupation?
No need to answer if you don't want to share
Please give details about your educational background and career experience that got you to this point!
OPTIONAL: lot of people find this inspiring and interesting to read about so if you don't mind this would be really helpful! thanks. YOU CAN SKIP THIS QUESTION IF YOU DON'T WANT TO SHARE
Roughly, how much do you have in TOTAL savings? *
including current accounts, savings accounts etc
Roughly, how much do you have in TOTAL investments? *
including Stocks & Shares, all types of ISAs, crypto, equity in businesses, Gold etc, what's the total CURRENT value of all your investments
What's the total value of all your private pensions combined? *
Roughly, how much do you have in car debt? *
Enter total loan amount, if none enter 0
Roughly, how much do you have in total credit card debt? *
If you have a mortgage, how much is your total outstanding loan balance? *
Enter 0 if you are renting or live at home
If you have a mortgage, what is your house worth? *
This is so I can calculate a Net Worth figure
What is your current net monthly income from your MAIN job only?
 *
This is the amount that hits your bank account every MONTH after all taxes, student finance and other deductions such as pension contributions.  ONLY include your main job here, side hustles is next question
How much extra money do you make from side hustles? (TAKE HOME ONLY)
 *
Include the net amount, Enter 0 if none  
If you combine finances with a partner, please share how much they make in NET income per month? *
Enter their net monthly income below, if this doesn't apply to you just enter 0
How much do you spend on Housing per month?  
 *
This includes everything such as rent/mortgage, house maintenance etc (NOT including utilities, that's a question later)  
What location is this Housing cost above for? *
You can be as specific or vague with the location as you want, but it gives me context for the housing cost
How much do you spend on house bills per month?  
 *
Electric and Gas bill, Water, Broadband and TV plans, Council tax, Home insurance etc  
How much do you spend on Child care per month?  
 *
Nursery, babysitting, daycare, school trips/meals/uniform, private school etc  
How much do you spend on Transportation per month?  
 *
Car payments, Car insurance, Road tax, fuel, public transportation, trains to office etc  
How much do you spend on Subscriptions per month?  
 *
Netflix, Spotify, Disney Plus, iCloud etc  
How much do you spend on Groceries per month?  
 *
How much do you spend on Eating Out per month?  
 *
Includes restaurants, UberEats, Deliveroo etc  
How much do you spend on healthcare expenses per month?  
 *
health insurance, doctor visits, prescriptions, dental, fitness classes, gym etc.
How much do you spend on hobbies and entertainment per month?  
 *
This can be anything from Cinema tickets to Golf lessons or concerts, whatever you do to cool down and enjoy life  
How much do you spend on travel and vacations per YEAR?  
 *
I'll take the yearly figure and calculate a monthly average  
How much do you spend on Shopping per month?   
 *
Everything including clothes, Amazon orders, tech gadgets etc  
How much do you spend on gifts and donations per month?  
 *
Including charity donations, gifts etc  
How much do you save or invest per month?  
 *
Includes setting money aside in savings, or investing in something such as Stocks, Crypto etc.  
Are there any other categories where you spend a significant amount of money?  
 *
Please include the category name AND the amount you spend per month below
Please give any context here if you'd like
this can be any comments that you want me to take into consideration, your job title, career options, personal struggles etc. Whatever you feel comfortable with.
Please include your Twitter @ for follow-up questions
OPTIONAL
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