Credit Management Course with Coach Regine

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Credit Management Course with Coach Regine | Quiz 5

Course 5: Knowing Your Dates – Payment Due Dates and Reporting Dates

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1. What is a credit card payment due date?

1 point

When your card expires

The last day to pay before a late fee

The day you get the card

A random date

2. What happens if you miss a due date?

1 point

You get a reward

No consequence

You may get a late fee and lower score

Your balance resets

3. Which dates affect your credit score?

1 point

Payment due date

Reporting date

Birth date

Credit inquiry date

Required

4. What is a credit reporting date?

1 point

The day your score changes

The date the bank updates your info to bureaus

When you apply for credit

When you file taxes

5. Why is paying before the reporting date helpful?

1 point

It reduces reported balance

It closes the card

It earns interest

It pauses billing

6. Which can result from late payments? *

1 point

Lower credit score

Late fees

Better interest rates

Collection account

Required

7. How often do lenders report to credit bureaus? *

1 point

Every day

Once per year

Monthly

Weekly

8. When should you pay to avoid interest? *

1 point

On due date

After due date

Before statement closes

Before due date

9. Which of these dates are important to track? *

1 point

Credit reporting date

Billing cycle end

Your anniversary

Payment due date

Required

10. What’s a billing cycle?

1 point

The length of your loan

The period between two statements

A calendar week

A promotional plan

A copy of your responses will be emailed to the address you provided.

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