JAIIB PPB PRACTICE MOCK TEST 01 - GVSBANKCADEMY
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PAPER 01: PPB - Practice Mock Test 01
{Note: THIS MOCK TEST IS FOR YOUR PRACTICE PURPOSE. DONT SIMPLY SUBMIT WITHOUT ATTEMPTING MOCK TEST JUST FOR ANSWERS. LEARN CONCEPT & PRACTICE}
1. Related to Zero Coupon Bond which of the following is incorrect:
1 point
2. The Ownership, management and trading functions of a stock exchange are clearly segregated in respect of ______
1 point
3. ‘Retail Individual Investor’ means an investor who applies or bids __________
1 point
4. A mutual fund is set up in the form of ____________.
1 point
5. Which one of the following is not one of the principles governing insurance contracts?
1 point
6. In International Factoring, the number of factors will be______:
1 point
7. Forfaiting provides _______ financing to the exporter against receivables:
1 point
8. Operational risk is the risk of loss arising from various types of ___________
1 point
9. On How many pillars is the Basel II Framework based?
1 point
10. The first Pillar under Basel II talks about ________:
1 point
11. The minimum total capital ratio under Basel III is _____ % of Total Risk weighted assets:
1 point
12. In Case of Strategic Alliances, ____________:
1 point
13. Combining of two (or) more companies into a single company where one survives with its name and the others lose their corporate existence is called ______:
1 point
14. The Banking codes and Standards Board of India was registered on 18 February, 2006 under _________:
1 point
15. The ‘Bankers Fair Practice’ code was brought out in June 2004 by ___________:
1 point
16. In the Call/Notice money market the following participants are allowed to trade:
1 point
17. Objectives of KYC ________:
1 point
18. Merchant Bankers are _______:
1 point
19. Advantages of Lease Financing:
1 point
20. Right to Combine two accounts by banks is called _______:
1 point
21. Garnishee order is issued by a _______:
1 point
22. Under the consumer protection act district forum has powers to deal with cases upto Rs. ______ Lakhs:
1 point
23. Crossing is a direction to the __________ bank to pay the cheque to the payee through a bank.
1 point
24. Sans recourse endorsement means _________-:
1 point
25. Section 131 of N.I. Act extends protection to the _________:
1 point
26. There should be two persons to open a partnership account in a bank. Which of the following is correct?
1 point
27. In Bankers parlance, credit risk in lending refers to _____________:
1 point
28. Net Working Capital Means ___________:
1 point
29. Working capital needs are estimated by __________-:
1 point
30. Is there any exposure celling for banks in providing advances / loans to borrowers?
1 point
31. What is the main objective of setting up of CERSAI?
1 point
32. Educational Loans granted to individuals for educational Purposes up to Rs. ____________ for studies in India, will be classified as priority Sector:
1 point
33. The Scheduled commercial banks are expected to enlarge credit to the priority sector and ensure that priority sector advances constitute:
1 point
34. Scale of finance for crop loans is decided By ____________:
1 point
35. Certificate of deposit (CD), which of the following statements are correct:
1 point
36. Which of the following pair of ratios are incorrect?
1 point
37. Which of the following fair of minimum and maximum numbers are incorrect?
1 point
38. Which of the following statements is incorrect about small/ Basic Savings Bank Deposit Account?
1 point
39. Which of the following fair of minimum period and maximum period is incorrect?
1 point
40. Regarding face value of the certificates, which of the following is incorrect:
1 point
41. Priority sector Targets, which of the following statement is incorrect:
1 point
42. Payment banks- Enhancement of limit of maximum balance per customer at end of the day from ₹1 lakh to
1 point
43. Priority Sector Lending (PSL) – Increase in limits for bank lending against Negotiable Warehouse Receipts (NWRs) / electronic Negotiable Warehouse Receipts (eNWRs):
1 point
44. Deendayal Antyodaya Yojana -National Urban Livelihoods Mission (DAY-NULM)”.- which of the following statements are correct:
1 point
45. Reserve Bank of India (Call, Notice and Term Money Markets) Directions, 2021, which of the following statements are correct:
1 point
46. Reserve Bank of India (Call, Notice and Term Money Markets) Directions, 2021, Prudential limits for outstanding borrowing transactions in Call, Notice and Term Money Markets, which of the following statements are correct:
1 point
47. Total current assets of the company: Rs. 48 lakhs. Other current liabilities are: Rs 8 lakh. Calculate MPBF and Margin as per Tandon committee 2nd method of lending
1 point
48. FIU-IND: Financial Intelligent unit – India (under ministry of finance) submission of reports, which of the following statements are correct:
1 point
49. Projected annual turnover: Rs. 100 lakh. As per turn over method, what is the amount of margin and working capital bank finance under turn over method:
1 point
50. Sanctioned cash credit limit is Rs. 10 lakh with margin of 30%. what must be the total value of stocks for availment of full limit?
1 point
51. Cash reserve ratio, which of the following statement is incorrect?
1 point
52. Money market instruments are:
1 point
53. Interest rate on unclaimed account:
1 point
54. Age limit of PMJDY account holder for OD limit:
1 point
55. which is not part of social media?
1 point
56. Bankers’ cheque validity from date of issue
1 point
57. Provision on standard advances:
1 point
58. Mortgagee enjoys the income of the mortgaged property in case of:
1 point
59. Minimum credit rating of company for issue CP-commercial paper should be:
1 point
60. Provision coverage ratio formula: total provision against NPA advances/ total NPA:
1 point
61. SARFAESI ACT 2002, which of the following fair of statements are incorrect:
1 point
62. Regarding charges on securities which of the following statement is incorrect:
1 point
63. Regarding limitation, which of the following statement is incorrect:
1 point
64. NRLM - subsidy amount:  correct statement is:
1 point
65. Garnishee order, which of the following statement is incorrect?
1 point
66. EMV stands for EUROPAY MASTER card & VISA:
1 point
67. Cheque payment after working hours: which of the following is correct
1 point
68. Which of the following abbreviations are correct?
1 point
69. Which of the following pair is incorrect about banker customer relationship?
1 point
70. Regarding banks’ balance sheet schedules, which of the following statements are incorrect:
1 point
71. Regarding banks Profit & loss account schedules, which of the following statements are incorrect?
1 point
72. Whistle blower policy, which of the following statements are correct:
1 point
73. NPA doubtful II account:  Outstanding balance: Rs. 20 lakhs. Value of security: Rs. 12 lakhs. What is the provision amount?
1 point
74. CGTMSE  is promoted / sponsored by
1 point
75. Wholesale banking refers :  
1 point
76. FBIL: FINANCIAL BENCH MARK INDIA LTD  is promoted by
1 point
77. Working capital Gap means
1 point
78. The second pillar of Basel II  is:
1 point
79.  Negotiable Instrument Act- which of the following fairs of statement is wrong
1 point
80. which of the following abbreviations fairs are incorrect
1 point
81. Raw material  required: Rs. 7200 lakh. Raw material  purchase under credit: Rs. 4800 lakh.  LC advising period: 10 days;  Shipment time: 20 days; Credit period: 30 days. Calculate LC limit.
1 point
82. . White Lebel ATMs  are operated by:
1 point
83. What are the restructuring schemes scraped by RBI on 7.6.2019
1 point
84. Farm Credit - Corporate farmers under priority sector advances                                                                       Loans for the following activities will be subject to an aggregate limit of ₹2 crore per borrowing entity:
1 point
85.  Regarding prospectus definition, which of the following is correct
1 point
86. Market risk  components are:
1 point
87. Restrictions imposed by RBI on granting of loans /guarantees   of willful defaulter borrowers and   no  additional facilities should be granted by any bank, FIs to the listed willful defaulters up to
1 point
88.Settlement risk arising out of time zone differences is called as:
1 point
89. TRIPARTY REPO is operated by:
1 point
90. Pradhan Mantri Jan-Dhan Yojana (PMJDY), which of the following statement is incorrect:
1 point
91. What is the amount of ceiling on payment of brokerage or commission or discount, or remuneration on sale of shares by a banking company?
1 point
92. What % age of directors in a bank should have specialized knowledge?
1 point
93. Mutual Commodity Exchange (MCX) ......  (i) is operated under regulatory framework of RBI Act, (ii) Facilitates online trading, agri based or agri commodities.
1 point
94. What is full form of FRBM?
1 point
95. Any transfer of shares in a banking company which exceeds ...... % of paid up capital of the bank requires acknowledgment by ...... before registration of in the books of the company:
1 point
96. A fraud committed by a large number of customer on bank would basically result in
1 point
97. Under Tandon Committee’s 2nd method of lending, the working capital margin i.e. net working capital should be ......
1 point
98. Provision for standard accounts in direct agriculture , housing loans with LTV ratio , SME accounts is to be made at ...... %
1 point
99. Which of the following statement/s is/are True?
3 points
a. True
b. False
(i) Commercial Paper is issued by a Corporate,
(ii) Certificate of Deposit is issued by a Bank,
(iii) Letter of Credit is non fund-based line of credit.
Clear selection
100. Mortgagee enjoys the income of the mortgaged property in case of which mortgage ( EQ MAY 2019)
1 point
Submit
Clear form
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