1=Almost Never
2=Occasionally
3=Often
4=Very Often
5=Almost Always
1. Do you have a solid balance between saving for the future and spending for the present?
2. Do you always have the money for what you need?
3. Do you track your spending to stay within a personal and family budget?
4. Do you feel at peace when you think about your finances?
5. Do you have the disposable income for the vacations and leisure activities you desire?
6. Do you feel that if anything were to happen to you today; you could leave a sizeable inheritance (house, money, land, etc.…) to your children?
7. Are you happy with your credit score? i.e. it’s above average
8. Do you feel free from debt (student loans, mortgages, credit cards, medical debt, vehicle and personal loans, etc.)?
9. Do you have access to reliable business opportunities that with time and work can manifest into a reliable cash influx?
10. Have you adopted water saving habits (i.e., I try not to leave the faucet running too long when I wash dishes, brush my teeth, shave, or bathe)?