Despite the climate crisis, our biggest banks are huge funders of coal and gas and oil companies. Ending their loans will play a big part in speeding the energy transition—and it’s a job that older Americans are especially qualified to work on. That’s because, after a lifetime of work, older Americans hold 70% of the wealth in our country and we are long-time customers and credit card accountholders. These banks are using our money and assets to back these loans. Chase or Citibank or Bank of America or Wells Fargo needs us more than we need them. We can find better banking services.