I agree that in the event of loss, deterioration, or damage to my property, regardless of the cause of any such loss, deterioration, or damage, the liability of Kootznoowoo, Inc. shall be limited to such amount, if any, as may be paid by the insurer, and I hereby release Kootznoowoo, Inc., its officers, agents and employees from any liability arising out of any such loss, deterioration or damage.