Promotion Exams: Practice Test 01
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GVSBANKCADEMY (www.gvsbankcademy.com)
{Note: THIS MOCK TEST IS FOR YOUR PRACTICE PURPOSE. DONT SIMPLY SUBMIT WITHOUT ATTEMPTING MOCK TEST JUST FOR ANSWERS. LEARN CONCEPT & PRACTICE}
1.  PMEGP – 2nd loan eligibility conditions (CANARA SCALE III TO IV)
1 point
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2. PMEGP maximum second loan for Mfg. unit Rs_____ and Service/trading sector Rs  _____ (CANARA SCALE III TO IV)
1 point
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3. For Gold card scheme exports -requests from gold card holders would be processed quickly by banks- which of the following statement is correct
1 point
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4. The loan limit to customer having opened account with OTP based E-KYC in a year (CANARA III TO IV)
1 point
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5. Which of the following statement is incorrect
1 point
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6. Regarding MSF- Marginal Standing Facility, which of the following statement is correct
1 point
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7. XYZ Ltd projected sales turnover Rs. 300 Lakh for the next year. Available margin with the company Rs. 20 lakh. What is bank cash credit limit eligibility?
1 point
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8. NPAT - Rs. 1200, Depreciation - Rs. 110, interest on Term Loan - Rs. 90, Installment of Term loan - Rs. 310.  Calculate DSCR- Debt Service Coverage Ratio (IOB IV TO V)
1 point
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9. Current assets are Rs. 800 lakh, other current liabilities are Rs. 80 lakh . What shall be MPBF as per 2nd method of lending (Tandon committee): 
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10. NPA PROVISION CALCULATION. LEDGER OUTSTANDING: Rs. 80 lakhs, Value of securities (primary & collateral) Rs. 20 lakh, Net worth of the borrowers/ guarantors Rs. 60 lakh. Account is in doubtful category 1. Calculate provision amount:
1 point
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11. As per Section 143 NI Act - Court Magistrate may order for payment of interim compensation in cheque dishonor cases. How much will be the interim compensation:
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12. Which of the following statement is correct?

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13.  Basel III framework prescribed the following two liquidity standards. They are-----

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14. The interbank exposure limit of an Indian branch of a foreign G-SIB with its Head Office will be ——% of its Tier I capital in India (IOB IV to V)
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15. As per FEDAI Rules, Cancellation of all forward contracts which have matured and have not been picked up, shall be automatically, cancelled on the —————working day, after maturity date
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16. A unit has average debtors has Rs. 80 lac and credit sales turnover is Rs. 480 lac. Calculate the Debtors realisation period in months. (Scale IV to V) 
1 point
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17) Call money, Notice money transactions trading platform name (scale IV to v) 
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18)A bank cannot grant any loans and advances on the security of its own shares, as per: 
1 point
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19) Compliance functions in banks and Role of Chief Compliance Officer (CCO) age and tenure. (Scale IV to V)
1 point
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20) Which of the following statement is incorrect about SGB- Sovereign Gold Bond (SGB) Scheme
1 point
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21) External Commercial Borrowings (ECB) Policy – Liberalisation Measures- increase the automatic route limit from USD 750 million or equivalent to USD:
1 point
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22) Reserve Bank - Integrated Ombudsman Scheme, 2021 (RBIOS, 2021) recently extended to:
1 point
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23) Loan Delivery system is applicable to accounts with MPBF working capital limits of:
1 point
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24) Derivative is defined under sec 45 U of:
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25) What is the Risk weight assigned for Credit Card receivables:
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26) Revaluation reserve to be taken as part of———————  (IV to V)

1 point
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27)  SGB - Sovereign Gold Bonds may be marketed by  —————————— ( IV to V)
1 point
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28) Regulatory retail portfolio conditions: (IOB III TO IV)

1 point
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29)  LCR - Liquidity coverage ratio (30 calendar days) with w.e.f. 1.4.2021: (BOB IV to V 31.1.21)

1 point
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30) Which of the following is not part of MCLR components: (BOB IV to V 31.01.21) 

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31) Long term sources Rs. 600, Current assets Rs. 600, Total liabilities Rs. 1000. calculate  current ratio (SCALE IV to V)
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32)  All banks having currency chests should ensure conducting of fire audits ———— by the officials from the district fire department (Scale IV to V)
1 point
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33) Accelerated provision (for nest 6 months) on the substandard unsecured advances - in case of non-reporting under CRILC: (Scale IV to V)
1 point
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34) Senior Citizen savings scheme 2004 - interest payment is: (Scale IV to V)
1 point
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35)  Current ratio: 1.75:1, NWC is Rs 20 lakh, what is the amount of current assets: (SCALE III TO IV)
1 point
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36)  Investment Fluctuation Reserves are part of : (SCALE IV TO V) 
1 point
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37)  Fixed cost Rs. 300000, selling price Rs. 50, variable cost Rs. 20, what is BEP in units? (Scale IV TO V) 
1 point
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38)  CURRENT RATIO:2:1, CURRENT ASSETS RS 240, QUICK RATIO 1:1, WHAT IS THE AMOUNT OF QUICK ASSETS: _________        (SCALE IV TO V)
1 point
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39) Net worth of ARCs- Asset Reconstruction companies Rs. __________ : (Scale V to V)
1 point
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40) For FCRA – Foreign Contribution Regulation Act , for  account opening - prior approval/ permission  of  ———————-           (Scale III to IV)
1 point
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41) The three lines of Defence - As per BCBS guidance note 2014: 

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42) RERA act is mandatory for all commercial and residential real estate projects where land is over ——   square meters or  ——-apartments, to register with RERA. 

1 point
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43) PCE- Partial Credit Enhancement to corporate bonds - aggregate exposure limit from banking system to _ _ _ _ _ of bonds size with a limit up to _ _ _ of bonds size for an individual bank.

1 point
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44) Which of the following fair of statement is incorrect above limitation period
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45) As per FEMA Act, transactions which require prior approval of RBI for the following  (scale IV to V)
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46)  Net interest income of a bank as on 31.3.2022:  Rs. 1050 CRORES.

Its total average assets are: Rs. 50000 cr.  Its total average earning assets are: Rs. 45000 cr. Calculate the NIM - net interest margin of the bank as on 31.3.2022

1 point
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47) For Large Exposure Framework, zero risk weighted assets are:

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48)  Regarding RBI Retail Direct’ Scheme, which of the following statements are correct
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49)  SCSS- Senior Citizens Savings scheme - eligible terms & conditions:

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50) What are the eligible ICE- Independent credit evaluation reports from Credit rating agencies required Prudential Framework for Resolution of Stressed Assets for implementation of  RP: 

1 point
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