This notice is provided to research participants and observers who are not University Corporation for Atmospheric Research (UCAR) employees. This notice provides general information concerning personal health insurance and other work-related benefits you may wish to secure before participating in any UCAR-sponsored domestic or international research activity (“Activity”). UCAR does not provide any life or health insurance employee benefits to non-UCAR employee research participants and observers. You should determine that you have proper coverage (individual and/or workers' compensation) in the event of a work-related illness or accident during your participation in the Activity regardless of where you may be working. Because your circumstances are unique, consult the human resources and risk management specialists at your home institution or, if unaffiliated, your own insurance agent.