Do you need a payment plan or can you pay the full price up front ($250 USD)? (Payment Plan is $50USD down payment for first month, thereafter $25USD per month my help continues until the full price is paid.) This price includes one year free of NFPcharting app, the two live introductory classes, a 150 day paper chart with stickers, a Billings Ovulation Method booklet, and regular (varies throughout the program) live online meetings with me. Most people will work with me for 6 to 12 months.