How Well Do You Know Your Cyber Exposures?
Take our quick survey below.  If you answer "yes" to questions 1-6 and 8-9, or "no" to question 7, your business has exposures which may lead to cyber-related crimes or lawsuits.  Can you afford to self-insure these exposures?  
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1) Does your business retain physical or electronic records of employees or other third parties with any of the following?
2) Does Your Business Have Employees? Fact: Most data breaches involve employee mistakes. They can lose a mobile device or paper records, or make costly errors such as opening an unauthorized email containing malware. Even theft of data occurs
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3) Does your business have an active website? Fact: Material posted electronically, or in written format, may lead to copyright or trademark infringement, or defamation litigation. If the website is transactional, additional exposures include possible hacking or disruption of your business data via denial of service attacks.
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4) Does your business use mobile technology? (e.g. smartphones, tablets, laptops)? Fact: Loss of mobile devices and the electronic content contained therein is one of the leading causes of data breaches today.*
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5) Does your business accept credit card payments, other electronic payments or have online bill pay? Fact:  Almost 40% of all data stolen is credit card and other payment information.** This is a category of data that is highly desired by criminals for resale on the black market.
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6) Does your business allow employees to use personal devices to connect to your network? Fact: Personal devices may not have the same security software and other connectivity procedures as company-provided devices. As a result, when these personal devices are connected to your network, there may be a higher exposure to virus or malware threats.
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7) Does your business train employees on proper email use and other privacy issues? Fact: Employee negligence and/or errors are one of the top three contributors of lost/stolen data.***
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8) Does your business store your customers' corporate confidential information?
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9) Does your business have access to online cyber risk management tools?  Fact: At V.F. McNeil Insurance, we have access to several insurance carriers who can provide information portals to help your business successfully prevent and respond to cyber events. Some items included are reference materials, news updates and other tools, as well as access to breach coaches for consultations if you have a data breach event.
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Contact us to speak with an insurance professional about the importance of a good cyber security strategy and protecting your business with cyber liability insurance.  Include your full name and phone number if you prefer to have an insurance professional contact you directly.  
203.481.2684 | 800.566.1886 |www.vfmcneil.com
203.481.2684 | 800.566.1886 |www.vfmcneil.com
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