Retirement Income Survey
Crowdsourcing your retirement income preferences. I will be picking 5 winners out of the participants who will win a pair of Money Wisdom: Simple Truths of Financial Wellness and Estate Planning Made Easy.

Put yourself in the shoes of someone going to retire in 3 years time if you are not a retiree.

Email address provided will only be used to contact the participant upon winning the survey.
Email *
I see my essential retirement expenses funded, to the extent possible, from protected income sources (guaranteed products, CPF), with the rest of my expenses funded by my investment portfolio. (Essential retirement expenses are expenses that absolutely need in order to survive during your retirement) *
I would prefer to secure my essential retirement expenses so that they last throughout my retirement, and only spend on my discretionary expenses when the economic environment is decent. *
I can accept the volatility of an investment portfolio if it gives me inflation-adjusting income, compare to a permanant income product that gives steady income but no inflation adjustment. *
Sustainable and stable retirement income is more important to me than my overall net worth in retirement. *
I  value being able to consider my retirement income withdrawal options on an ongoing basis rather than favoring simplicity of a protected retirement income product. *
I will sacrifice stable retirement income for investment upside. *
I prefer more flexible retirement income strategies to accomodate my changing preferences as I age, compared to strategies that lock in longer-term (which will protect me from the uncertainty of my ability to make sound choices as I age) *
I want to err on the side of being able to cover my essential expenses later in retirement as I age, so I expect to spend conservatively early in retirement to preserve resources, rather than enjoy life earlier in retirement while I am active. *
I prefer to have retirement income drawn from my investment portfolio to cover both my essential and discretionary needs for the rest of my life. *
I prefer to spend more earlier and decrease my spending later in my retirement rather than the other way round. *
I can accept an unpredictable retirement income stream as long as there is the potential for higher net wealth. *
I cannot commit to a retirement income strategy that is difficult to reverse. *
I am confident I have enough money to successfully generate retirement income for my essential needs. *
If I have the resources, I hope to create a perpetual income stream, that last generations, like a foundation or university endowment, for my family. *
Leaving something behind for my loved ones is something I would like, but it is not something I will actively try to do. *
Pick two out of the following as your biggest retirement income concern. *
Required
Pick your top three income strategies that you prefer to use for your retirement. *
Required
A copy of your responses will be emailed to the address you provided.
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