The computing devices provided to students in the McGuffey School District are costly pieces of equipment that require proper handling. Students need to follow all usage guidelines and use caution when handling the equipment. However, accidents happen and repairs can be costly. To this end, the McGuffey School District is offering low cost Accidental Damage Insurance to its families. Insurance is recommended, but is not mandatory.

If you choose not to purchase insurance and the device is damaged, the parent/guardian is financially responsible for all repair or replacement costs. Insurance may be purchased at any time during the school year, and is valid for the life of the device.

The manufacturer’s warranty covers all manufacturing defects, hardware failures, or any other issues that occur through normal use. This insurance policy covers damage that may occur from accidentally dropping the device, or any other accidental damage.  Damage occurring from intentional acts will result in the complete repair and/or replacement cost to be paid by the student/guardian.

The accidental insurance fee is $25 and is non-refundable. Financial assistance is available for those families who would like to participate in the accidental insurance program, but are financially unable to do so. Please contact your child’s principal for details. If you choose to purchase the Accidental Damage Insurance, please bring the fee with you to distribution.  Please make checks or money orders payable to the McGuffey School District. No cash will be accepted.

The school district encourages the purchasing of insurance, as it provides peace of mind for the student and guardian.

The Accidental Damage Insurance will completely cover the first instance of accidental damage. After the first incident, a fee will be charged to help offset repair costs.  The schedule of fees is outlined in the following table:


Deductible Fee Schedule
Incident                 Damage                                Cost**
1st                      Accidental                                  $0
2nd                      Accidental                                 $25
3rd                      Accidental                                 Full cost of repair or replacement of device
Any       Misuse, Neglect, Intentional                       Full cost of repair or replacement of device
               Damage, or Loss of Device                  

**If a power cord or case is damaged or lost, the guardian/student is responsible for the full cost of the replacement.

Any damage caused deliberately will be classified as vandalism. Students will be billed for repairs caused by vandalism, and will be subject to disciplinary action. If the device is misplaced, lost, or stolen, you must notify the school immediately and file a police report. The insurance policy does not cover loss or theft that occurs off of school property; you are responsible for replacement costs. Parents and guardians may prefer to substitute homeowners or other personal insurance for the District-procured Accidental Damage Insurance. Contact your homeowner’s or renter’s insurance company for details.

Please complete the following questions whether or not you intend to purchase the Accidental Damage Insurance.