Application to moderate /r/personalfinance

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What is your reddit username? *

How many years old is your reddit account? *

How many hours do you spend on Reddit each week? *

When do you spend significant amounts of time on Reddit? *

Weekdays during the day

Weekdays during the evening

Weekends

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Where are you located?

North America (ET, CT, or AT)

North America (PT, MT, Alaska, or Hawaii)

Europe, Africa, or the Middle East

Australia or Oceania

Asia

South America

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How do you Reddit most of the time? *

On my phone or tablet

On my computer

What subreddits do you moderate currently and what have you moderated in the past (on reddit or elsewhere)? *

Do you have any possible conflicts of interest such as a finance-related website/blog/application, a job related to personal finance, or involvement in online marketing/SEO? Be as specific as possible. *

Which of these comments breaks the PF rules? *

I agree with you, but don't be a dick.

I think it's actually better for you to talk to a financial advisor in your situation.

You can't declare bankruptcy for federal student loans, your best bet is leaving the country.

Sorry you're going through this. Your best bet is to find a new boyfriend who is more responsible with their money and doesn't get into CC debt like this.

I like mint.com for budgeting. YNAB is great too and totally worth the money if you like a more manual approach.

Discover is a great card for students (and they give out free FICO scores too). They also have a nice little sign-up bonus if someone gives you a referral. ;-)

What's the name of your employer? I am really upset about how they treated you and it's time to name and shame.

The only way these health insurance problems are going to be fixed is if we elect people willing to reform the medical system.

Getting pregnant when you were in debt was a really bad idea. Sorry, it had to be said.

I work in life insurance, it was never my plan to get into this field, but I got in at a young age and just stuck with it. The key is to stick with something long enough that when you put it on a resume that it looks good.

If you weren't certain on any, please note below and include your reasoning in the free-form response below this one.

Other:

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Why do you want to moderate /r/personalfinance? *

In modmail you might be told to "fuck off", be accused of being a fascist/communist pig, or worse. How would you respond? *

Do you prefer working in a team environment or working independently? *

What improvements would you like to make to the subreddit? *

What do you like best about the subreddit?

What do you like least or what annoys you on the subreddit?

Have you been banned from any subreddits? If yes, please say which one(s) and why. *

If you were very active on PF with a different username previously, you may optionally let us know about it here. (Please don't tell us about throwaway accounts used for privacy purposes.)

Is there anything you would like to add?

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