WAIVER: I agree to hold harmless, defend and indemnify GrowTorah and its affiliates, their directors, officers, employees, agents and representatives from and against all damages, expenses, causes of action, suits, claims, penalties, judgments, reasonable legal fees and/or liabilities by reason of any act or commission or omission directly or indirectly attributable to my participation in GrowTorah activities. I have read and understood the foregoing and agree to the terms thereof. * *