2020 Churning Survey

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How old are you? *

What is your gender? *

Male

Female

Other

Prefer not to say

What is your relationship status? *

Married

In a relationship

Single

Prefer not to say

Do you have children? *

Yes

Prefer not to say

Do you travel for work? *

Yes - a couple times a year

Yes - once a month

Yes - more than monthly

Prefer not to say

Do you serve/have you ever served in the military? *

Yes

Prefer not to say

What is your ethnicity? *

White

Asian or Pacific Islander

Black or African American

Hispanic or Latino

Native American or American Indian

Other

Prefer not to say

What is the highest level of education you've attained? *

Undergraduate Degree

Graduate Degree

No HS diploma or GED

HS Diploma or GED

I've taken some college classes, but did not earn a degree

Associates Degree

Prefer not to say

What is your employment status? *

Employed

Self-employed

Retired

Student

Unemployed

Other

Prefer not to say

What is your household income? *

Where do you live? *

Have you ever churned a card before? (Open a card, close it, open another one of the exact same card) *

Yes

Prefer not to say

What is your X/24 status? (Please enter X. For example, if you are 15/24, please select 15.) *

Using the Experian app, what is your most recent FICO 8 score?

How many people do you churn for? *

I prefer not to say

Are you a business owner? *

I'm a business owner

I'm a "business" owner

I prefer not to answer

What do you churn for? *

Points/Miles only

Primarily points/miles, but some cash

Both points/miles and cash

Primarily cash, but some points/miles

Cash only

I prefer not to answer

How many business cards do you currently have in your/your business's name? *

How many credit cards do you carry with you on a regular daily basis? *

How many credit cards have you applied for in your name since you started churning? (Please enter a number) *

How many credit cards have you personally been denied for since you started churning? *

Have you ever paid interest on a credit card prior to discovering churning? *

Yes

I prefer not to answer

Have you ever paid interest on a credit card after discovering churning? *

Yes

I prefer not to answer

What is your monthly organic spending? (Not including MS) *

$999 or less

Between $1,000 and $3,999

Between $4,000 and $6,999

Between $7,000 and $9,999

Between $10,000 and $12,999

Between $13,000 and $15,999

Between $16,000 and $18,999

$19,000 or more

I prefer not to answer

Do you participate in manufacturing spend (MS)? *

Yes, I manufacture spend only to meet MSR

Yes, I manufacture spend beyond MSR needs

I prefer not to answer

If you MS only to meet MSR, how much MS do you do per month? *

$999 or less

Between $1,000 and $3,999

Between $4,000 and $6,999

Between $7,000 and $9,999

Between $10,000 and $12,999

Between $13,000 and $15,999

Between $16,000 and $18,999

$19,000 or more

I either do not MS or I MS beyond MSR

I prefer not to answer

If you MS beyond MSR, how much MS do you do per month? *

$5,000 or less

Between $5,001 and $10,000

Between $10,001 and $15,000

Between $15,001 and $20,000

Between $20,001 and $25,000

Between $25,001 and $30,000

$30,001 or more

I either do not MS or I only MS for MSR

I prefer not to answer

How long have you subscribed to r/churning? *

Less than six months

Between six months and one year

Between one year and two years

Between two year and three years

Between three years and four years

More than four years

I prefer not to answer

Have you ever posted or commented on r/churning? *

Yes

I prefer not to answer

How frequently do you post/comment on r/churning? *

Daily

Several times a week

Several times a month

Several times a year

Almost never

Never

I prefer not to say

Is r/churning your primary source for churning information? *

Yes

I prefer not to answer

How many times a day do you visit r/churning? *

Multiple times per day

Once a day

Several times a week

Several times a month

Less than once a month

I prefer not to answer

How did you discover r/churning? *

Reading a post on r/personalfinance or r/creditcards

Elsewhere on reddit (not r/personalfinance or r/creditcards)

Google

From a friend/family member/coworker/acquaintance

From a blog or other news outlet (DoC, Business Insider, etc)

From another churning-related forum (FT, TG group, etc)

I prefer not to answer

I don't remember

Other:

Have you traveled for leisure during COVID (March 2020 - September 2020)?

Yes

Clear selection

If yes, how many times?

Complete the following sentence: In two years time, churning will be... *

about the same as it is now

easier than it is now

harder than it is now

I prefer not to answer

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