I indemnify The Brunswick Club and the leaders in charge from and against any liability, costs, claims or expenses howsoever arising whether directly or indirectly as a result of any accident, injury or illness which my child may suffer or sustain which is not due to the negligence of the Club or leaders in charge where the said accident, injury or illness or other damage is a result of my child disobeying any lawful, reasonable instruction(s) which may be given to him or her by the Club or the leaders in charge. *