1: Never
2: Rarely
3: Sometimes
4: Usually
5: Always
I keep track of my expenses on a regular basis.
I put money aside for saving, future purchases, or emergencies.
I pay my credit card bills on time each month and am almost never late.
I prepare a budget every month.
I make goals about how to spend money and I discuss them with my family.
I shop or buy things on sale.
I have emergency funds for any financial situation.
50% of more of my monthly supplement income is provided by federal government based assistance
I help individuals in my community.
I clean up trash in my community.
I spend time on a monthly basis completing up to 1 hour of community service.
I socialize with individuals in my community once a month.