Unless you have legitimate issues with using Stripe (such as it freezing your bank account) I'm going to invoice you with Stripe by default instead of PayPal. It is still safe and I get a larger cut from it, and it's easier for me to keep track of for my taxes.
You don't need an account to pay, just your card. If you want to tip at all, my ko-fi will be in the invoice.
If you have issues with using Stripe, please note them here, I am happy to accommodate for anyone who absolutely needs PayPal.