Tier A: You are concerned but not spending most of your time thinking about meeting basic needs such as food, safe and stable housing, health care, or child care. You’re currently employed and may have manageable debt and some savings. You have access to other means of financial support and/or can ask others for help, such as family members, partners, or friends. (Note: please consider using those personal resources before you apply for a scholarship which may limit opportunities for others).